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Personal Lines Insurance
Friday, December 1, 2006
Be our guest…

Santam recently launched a tailor made product specifically for the tourism, entertainment and leisure industries. It will cover everything from shark attacks to dry cleaning damage and theft!

Edward Gibbens, executive head, broker distribution at Santam says, “Many local entrepreneurs have taken advantage of our booming tourism industry by starting small businesses. Our new tourism, leisure and entertainment policy, developed specially for this market, will ensure that business owners are protected against everyday perils as well as unusual ones that could end up being financially ruinous.
“These industries are very vulnerable to a host of liability claims so we have attempted to provide for anything that could possibly go wrong.
“Our Liability section provides cover for, amongst others, damage to visitors and guests’ property on your premises as well as cover for damage caused by straying of wild animals, whether on the insured’s property or not (up to R250 000). Things like wrongful arrest and defamation are also included – paying out as much as R100 000 per event.
“Our Business Interruption section includes new and free benefits like loss of profits due to murder, suicide, illness, disease, pollution and animal attacks, among others.
Mr Gibbens says the Buildings Combined section not only provides for structural damage, but also contents. It includes loss or damage to insured property by public supply electricity, free of charge. Items such as cash contents and personal effects are covered under this section on top of things like death of horses and Koi fish, deterioration of foodstuffs, damage to gardens and water features and falling trees.
“Whether you own a small guest house or a hotel, a putt-putt course or golf estate, a restaurant or night club you are now able to cover yourself and your business against any eventuality.
“Our tourism, leisure and entertainment policy can also be tailor made to fit the unique business needs of each client.”

For more information on the policy please call your insurance broker or visit Santam’s website at: www.santam.co.za.

Copyright © Insurance Times and Investments® Vol:19.6 1st December, 2006
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